Protection
PROTECTION
Life can be unpredictable, so we’re here to help make sure you’re prepared.
Berks Finance offers a range of protection measures to ensure you, your family, your home, and your income are all protected in case of critical illness and death.
Life Cover
We're here to give your loved ones the financial support they may need if the unexpected happens.
- Single or Joint Life Cover available
- Level or Decreasing Cover available
- Lump sum is payable on death or diagnoses of terminal illness
- Accidental death benefit.
CRITICAL ILLNESS Cover
Critical illness cover can offer you and your loved ones financial support if you unexpectedly fall ill.
- You can receive a lump sum amount on diagnoses which is free from any UK income and capital gains taxes.
- Level or Decreasing Cover available
- Children’s cover can also be included
- Lump sum paid on diagnosis of specified Critical Illnesses or surgical procedures
Income Cover
We can arrange a cover that pays a monthly tax-free benefit to replace your loss of earnings if you have an accident or injury and are therefore unable to work.
- Monthly benefit paid directly into your bank account
- These benefits can be paid for up to 2 years or until your chosen retirement age
- Our advisers are on hand to offer support throughout the entire application process
Family Income Benefit
We can arrange a cover that helps families to protect their finances today and in the future in the event of death.
- Provides regular payment instalments rather than a lump sum of money
- Payments are tax-free
- You can choose the level of protection required
- Fixed and reviewable premiums available
For more information, please contact a member of our team on 0800 999 3637 or 0208 108 0709. Alternatively, email team@berksfinance.co.uk to find out what insurance policies are available and best suited to your needs.
