Contact Us

About Berks Finance box

Management at Berks Finance have vast experience of corporate and private banking, credit appraisals and mortgage market. Our corporate team is headed by retired vice president from an international bank. Similarly our in house credit team is headed by ex-credit manager from corporate banking. We have close relationships with major banks as well niche lenders. Right from first point of contact we try to understand your business need and find the right lending product most suitable for your business. This includes arranging a visit to your business premises, going through your financials, holding initial meeting with the bank to discuss your case. We then prepare a comprehensive report on your business, market analysis, financial analysis, loan serviceability and viability and then prepare a credit application to get the funding approved by the bank.

Our residential mortgage team consists of experienced panel who have access to all mortgage lenders. Tempting headline mortgage rates are often tied up with high fee or other conditions that can make the offer / product unsuitable for your need. We promise that our team will find the best mortgage deal available in market suitable for your specific requirement.

Whether you are a start up with no history, a well-established company looking for extra money to expand, cheaper interest rates, or even with a poor credit history it is our aim to find that right source of finance for you.

Whether you are an individual looking to buy your first house or an experienced landlord looking for next property investment, even if you have a poor credit history we aim to find a lender for you.



What We Do box

Agriculture 75% 25 yrs
Care Homes 80% 15 yrs
Commercial Property Investment 75% 20 yrs
Dentists 90% 25 yrs
Doctors 100% 25 yrs
Hotels 70% 15 yrs
Opticians 80% 20 yrs
Pharmacies 80% 20 yrs
Restaurants 65% 15 yrs
Residential Property Investment 75% 20 yrs
Trading Businessowner occupied 80% 25 yrs
Veterinary Practices 100% 25 yrs

Loan amount from £25k to £50 million
Commercial loans from 65% to 100%
Residential mortgages up to 95%
Loans for adverse credit
Mortgage for self-employed professionals without accounts
Mortgage approval based on one year account history
Innovative business loans up to £50k without accounts
Decision in 72 hours for most cases
Development finance up to 65% of GDV
Top up development finance up to 90% via mezzanine finance scheme
Agriculture mortgage up to 80%.
Leasehold financing up to 50%
Loan up to 100% to buy third or fourth leasehold business

Investor Consortium
SPV created for each investment by leading UK law firm to protect investor interest
Every investor becomes a shareholder in SPV
Shareholding of each investor is registered in England & Wales
Investment is secured via SPV owning the site
Investment monies are sent to leading UK law firm and released in tranches against architect certificates
Once unit is completed and sold the law firm returns investors’ monies together with profit split as per investors’ shareholding.
Profits are split 80% to investors (on pro-rata basis) and 20% to the developer
New SPV created for each real estate project
We offer investment opportunities in UK, USA and Dubai

Precision Engineering & Tool Company For Sale

T/O £400,000. EBITDA £140,391 to include furniture, fixtures, inventory and stock.

Business was established over 20 years ago and is located in Devon. It offers a complete package from concept, design, and development through to production and maintenance. It operates from a 1700 square foot workshop and employ 6 staff. The negotiated price is for a sale of 100% of the issued Share Capital in the Limited company.

... read more

Pharmacy Investment

Opportunity to buy out management or share in a long established pharmacy. Turnover £863,903 ear ending 30/09/2012. Gross profit £288,543. Standard hours contract. Average NHS item per month 8,500. Circa 50/50 split of income from HNS/OTC.

... read more

Development Opportunity – Single Dwelling

Land for sale in Hemel Hempstead, Hertfordshire. A building plot situated in a popular residential area in Hemel Hempstead.  Planning permission has been approved for a single dwelling which will comprise living room/dining room, kitchen, cloakroom, 2 bedrooms and a bathroom.  Outside are gardens both front and rear and parking for two vehicles. Price £125,000

... read more

Development Opportunity – Multiple Plot

Residential development in Surrey.
Secluded Residential Development site with FULL Planning Consent granted by Runnymede Borough Council for two 4 bedroom detached properties set in gardens totaling over 1.5 acres. The site has a nature reserve adjoining and is close to the River Thames and Thorpe Park in Surrey. Price £1.5 million

... read more

Petrol Filling Station

Opportunity with major global fuels retailer if you want to run a network of owned sites as a Self Employed Retailer or to rebrand your own sites with global fuel retail brands and become one of their Dealers. Your income will depend on the type of stations you run and their locations, but potential earnings of between £70,000 and £90,000 per annum from year one (for a cluster of six sites), with the opportunity for additional earnings if you exceed targets and control your costs.

... read more

Think carefully before securing debts against your home.
Your home may be repossessed if you do not keep up repayments on the mortgage or any other debt secured on it.